Until the early 1980s Canada enjoyed a relatively independent monetary system, along with a highly centralized and secure banking system and a high level of local investment and moderately high personal savings. In less than 15 years American-style deregulation, foreign takeovers and chicken-shit government policies have made us a capital and profit flight zone with a dependent and volatile currency, preyed on by a criminally profitable banking sector wholly divorced from responsibility to local and national well-being.